demo4.wealthyadvisersclub.co.uk
A fast way to sketch the numbers before we talk. Every figure here is an estimate for guidance only, not a quote, a mortgage offer, or a recommendation.
See an indicative monthly payment on a capital-and-interest or interest-only basis.
A rough guide to how much you could borrow. Lenders assess income, outgoings and credit individually.
England (SDLT), Scotland (LBTT) and Wales (LTT), 2025/26 bands, with first-time buyer relief and the additional-property surcharge.
See how regular overpayments could shorten your term and cut the interest you pay.
Your LTV is the loan as a share of the property value. Lower LTVs usually open up better rates.
Gross and net yield for a buy-to-let. Buy-to-let mortgages are not usually regulated by the FCA.
The effect of pausing payments for a period. Interest still accrues, so the balance and future payments rise.
Calculators use standard formulas and the 2025/26 stamp duty bands for England, Scotland and Wales. Results assume a constant interest rate and do not account for fees, lender criteria, product features, or your individual circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage.
Tax figures are a guide, not tax advice. Buy-to-let and rental yield figures ignore voids, tax and finance costs. For a proper illustration, please speak to an adviser.
Give us ten minutes and we will turn these rough numbers into figures matched to real lenders and your situation.